About Hazina Investments

Hazina Investments L.L.C is an African-focused asset management firm registered in the Democratic Republic of the Congo (RCCM: 24-B-04539) and in the United Arab Emirates (Registration: 2534278.01, Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai). Our mission is to connect both banked and unbanked Africans to the global economy by providing tailored financial solutions that foster fairness, transparency, and long-term wealth creation.

We believe that every African deserves access to world-class investment opportunities. Whether it is an individual seeking a secure savings alternative, a group pooling resources through traditional community funding, or a retiree planning for a dignified future, Hazina is built to serve the full spectrum of financial needs across the continent.

Our Investment Sectors

Hazina deploys client capital into carefully selected, high-impact sectors that drive economic growth across Africa. Our diversified portfolio strategy is designed to generate consistent returns while contributing to the development of critical industries on the continent.

Air Cargo & Logistics

We invest in air cargo and logistics infrastructure to support the movement of goods across African borders and beyond. As intra-African trade accelerates, efficient logistics networks are essential to unlocking the continent's economic potential. Our investments target cargo operators, freight consolidators, and last-mile delivery solutions that serve key trade corridors.

Agriculture

Agriculture remains the backbone of many African economies. Hazina invests in modern agricultural projects including mechanized farming, agro-processing facilities, and supply chain infrastructure. These investments create jobs, strengthen food security, and generate reliable returns backed by real productive assets.

Banking & Microfinance

Financial inclusion is at the heart of our mission. We partner with and invest in banking and microfinance institutions that serve underbanked communities, providing them with access to credit, savings, and insurance products. These partnerships extend our reach into communities that traditional financial systems have historically overlooked.

Insurance

We invest in insurance ventures that protect individuals, families, and businesses from unforeseen risks. From health insurance to agricultural coverage, our insurance investments help build resilience in communities where risk protection has been scarce or inaccessible.

Our Founder

Charity MULINDWA TULINAYO is the founder and driving force behind Hazina Investments. Holding a Master's degree in Finance, Charity has dedicated her career to solving some of Africa's most pressing financial challenges. Her passion lies in empowering communities that have been left behind by conventional financial systems.

Through Hazina, Charity has built an organization that provides tailor-made financial solutions, practical investment strategies, and accessible financial education to the most underserved communities in the Democratic Republic of the Congo and across the African continent. Her vision is simple yet ambitious: every African should have the tools and knowledge to build lasting wealth, regardless of their starting point.

Under her leadership, Hazina has grown into a trusted partner for thousands of clients seeking transparent, high-yield investment products built on the principles of honesty, solidarity, and shared prosperity.

Our Values

Everything we do at Hazina is guided by a set of core values that reflect who we are and how we serve our clients:

Transparency — We operate with full openness about how funds are managed and returns are generated.
Equity — We design products that are accessible and fair to all, regardless of wealth or background.
Honesty — We communicate truthfully with our clients and partners at every stage.
Solidarity — We stand with the communities we serve, sharing in both risks and rewards.
Community — We believe in the power of collective action and group investment.
Common Interest — Our success is measured by the success of our clients.
Vision — We look beyond today to build financial systems that will serve generations to come.
Growth — We are committed to the continuous growth of our clients' wealth and our own capabilities.

Frequently Asked Questions

What is Hazina Investments?

Hazina Investments L.L.C is an asset management firm that offers high-yield savings accounts, group savings plans, pension plans, and other investment products designed for the African market.

What interest rate do you offer?

All investment accounts earn a fixed interest rate of 3% per month (36% per annum), credited monthly to your account.

What is the minimum investment period?

The minimum term for any deposit is 12 months. However, you have access to portions of your capital through our quarterly vesting schedule.

Can I withdraw my money before 12 months?

Yes. Through our quarterly liquidity program, you may withdraw up to 25% of your specific deposit every 3 months. This means you can access your full principal over the course of the 12-month period while still earning interest on the full initially deposited amount.

What is the Stable Interest Guarantee?

Even if you withdraw 25% of your principal every quarter, you will continue to earn the 3% monthly interest based on your initially deposited amount. This allows you to reduce your exposure while maintaining your full earning power.

How does the Affiliate Program work?

Affiliates earn a 2% upfront commission on the principal amount when a referred client adds funds. Additionally, affiliates receive a recurring 1% monthly commission on the client's invested capital. High-performing affiliates with $100,000 or more in total referral volume earn an increased recurring commission of 2%.

How do I open an account?

You can sign up directly on our website. The registration process is straightforward and takes only a few minutes. Once your account is active, you can deposit funds and start earning immediately.

Careers at Hazina

Hazina Investments is growing, and we are always looking for talented, mission-driven individuals who share our passion for transforming financial access across Africa. We value diversity, initiative, and a deep commitment to serving communities.

Whether you are an experienced finance professional, a marketing specialist, a technology expert, or someone early in your career with a hunger to make an impact, we want to hear from you.

We offer a collaborative work environment, competitive compensation, and the opportunity to be part of a company that is genuinely changing lives across the continent.

To explore current opportunities or submit your application, please contact us at: support@hazinainvestments.com